A forward auction allows buyers to place increasing bids on an item, starting at a base price. The highest bid at the end of the auction wins.
APEX AUCTIONS & REAL ESTATE
Notice to Bidders
The information included herewith is a summary of information available from several sources, most of which have not been
independently verified. The sources from which the information was gathered are believed to be reliable; however, all
information contained within this package is subject to verification by all parties relying on it. No representations or
warranties, expressed or implied, as to the accuracy or completeness of the information in this and/or other advertising
materials shall be deemed made. No legal commitment or obligation shall arise, by reason of this package or its contents.
This summary has been provided only for the use of prospective bidders for the ONLINE public auction Tuesday, May 13th,
2026, at 12:00 PM EDST through Tuesday, May 13th, 2026, at 4:00 PM EDST.
Buyer must rely on his/her own information, inspection, review of public records and own determination to bid, consulting
whatever advisors he/she may feel appropriate.
A 10% Buyer's Premium based on High Bid Price applies to all APEX AUCTIONS & REAL ESTATE Sales.
10% down payment based on High Bid Price is due immediately at the conclusion of the auction with signed
contract.
Seller provides a clear warranty deed, title insurance, tax pro-ration, and transfer tax. This is not a foreclosure sale of any
kind. Other terms apply.
APEX AUCTIONS & REAL ESTATE is a Michigan Licensed Real Estate Broker acting as agent of the seller.
Lot ID: F2 (1023 Michigan Avenue, St. Joseph, MI, USA)
Category:
Auctions
Subcategory:
Uncategorized
Seller ID: 1
Description
The information included herewith is a summary of information available from several sources, most of which have not been
independently verified. The sources from which the information was gathered are believed to be reliable; however, all
information contained within this package is subject to verification by all parties relying on it. No representations or
warranties, expressed or implied, as to the accuracy or completeness of the information in this and/or other advertising
materials shall be deemed made. No legal commitment or obligation shall arise, by reason of this package or its contents.
This summary has been provided only for the use of prospective bidders for the ONLINE public auction Tuesday, May 13th,
2026, at 12:00 PM EDST through Tuesday, May 13th, 2026, at 4:00 PM EDST.
Buyer must rely on his/her own information, inspection, review of public records and own determination to bid, consulting
whatever advisors he/she may feel appropriate.
A 10% Buyer's Premium based on High Bid Price applies to all APEX AUCTIONS & REAL ESTATE Sales.
10% down payment based on High Bid Price is due immediately at the conclusion of the auction with signed
contract.
Seller provides a clear warranty deed, title insurance, tax pro-ration, and transfer tax. This is not a foreclosure sale of any
kind. Other terms apply.
APEX AUCTIONS & REAL ESTATE is a Michigan Licensed Real Estate Broker acting as agent of the seller.
Agency Disclosure: The member company acting as auctioneer/agent is an agent for the seller only. Disclaimer: Information contained herein is
believed to be correct to the best of auctioneer/agent's knowledge but is subject to inspection and verification by all parties relying on it. Sellers, their
representative and auctioneer/agent shall not be liable for inaccuracies, errors, or omissions. All square footage and other dimensions are
approximate. This offering is subject to prior sale and may be withdrawn, modified or cancelled at any time without notice.
Property: 1023 Michigan Ave, St. Joseph, MI 49085
Charming gambrel-style home with great bones — 3 bedrooms, 2 baths,
approximately 1,500–2,000 sq ft. Just 2 minutes from Lake Michigan in a
quiet, established neighborhood. Original hardwood floors throughout.
Fixer upper opportunity — bring your vision! Sold as-is, where-is.
SUBJECT TO PROBATE COURT
CLOSING 45–90 days
Exclusive Listing
County: Berrien
Legal Description from County Records:
1023 Michigan Ave
St. Joseph Township
Berrien County, MI 49085
Lot dimensions: [See County Records]
Seller will provide a warranty deed, transfer tax, tax proration, and title
insurance.
APEX AUCTIONS
& REAL ESTATE
Preview:
By Appointment with any licensed Real
Estate Agent of your choice.
Directions:
From I-94, take exit toward St. Joseph. Head south on Napier Ave. Turn
right onto Michigan Ave. Property is on the right at 1023 Michigan Ave, St.
Joseph, MI 49085.
Agency Disclosure: The member company acting as auctioneer/agent is an agent for the seller only. Disclaimer: Information contained herein is
believed to be correct to the best of auctioneer/agent's knowledge but is subject to inspection and verification by all parties relying on it. All square
footage and other dimensions are approximate.
Broker Participation Terms & Acknowledgement
Note: You do not need a broker to buy property at auction.
Form is void unless received by APEX AUCTIONS & REAL ESTATE prior to Tuesday, May 13th, 2025. Email
completed and signed form to jcooper@teamcarlsonrealtors.com
Auction date: Online Auction Bidding ends Tuesday, May 13th, 2025
Property Address: 1023 Michigan Ave, St. Joseph, MI 49085
A commission will be paid based on the following schedule to any properly licensed real estate broker whose Buyer/Bidder
is the successful purchaser for this property and who closes and pays the Total Contract Sale Price for this Property.
Payment made to Broker upon closing.
3% of the successful high bid (not including buyer's premium) will be paid with this required completed form
received prior to the scheduled conclusion of the auction as stated above.
Broker agrees that if the commission pool is negotiated down to confirm the sale, they will accept a proportionate cut.
Maximum broker participation shall not exceed 3% of the high bid. Oral registration will not qualify Broker for commission.
Broker agrees that he shall hold harmless and indemnify APEX AUCTIONS & REAL ESTATE including its reasonable
attorney's fees, from any and all claims with regard to such commission. State Law requires that Broker/Salesperson
disclose that they are principals in a transaction. Brokers acting as principals are not eligible for this commission. No
exceptions will be made to the terms of this form.
Name of Broker:
________________________________
Name of Company: ________________________________
Name of Sales Assoc.:
________________________________
Office Address:
________________________________
City, State, Zip: ________________________________
Office Phone #:
________________________________
Email address:
________________________________
Broker License #
_______________
Assoc License #
_______________
Cell Phone #
_______________
Bidder/Buyer Name:
________________________________________________________________________________
Address:
________________________________________________________________________________
Phone #: ___________________________ Email: _________________________________
The undersigned buyer/bidder agrees to the terms set forth herein for the property located at 1023 Michigan Ave, St.
Joseph, MI 49085.
Date:
___________ Broker/Agent Signature _________________________ Bidder/Buyer Signature _________________________
APEX AUCTIONS & REAL ESTATE
Real Estate Auction Terms & Conditions
(NOT TAX SALES)
YOU ARE URGED TO INSPECT THE PROPERTY BEFORE THE AUCTION
The information provided is subject to inspection and verification by all parties relying on it. Buyers must rely solely upon
their own inspections and determinations to bid. Property information provided by Seller or Auctioneer is not guaranteed. No
liability for accuracy, errors or omissions is assumed by the seller or agents. All square footage, lot size measurements, and
dimensions provided are approximate. No warranties or guarantees are expressed or implied. Seller's disclosure statement
may be available prior to sale except on; lender owned, court supervised, and estate sales. Properties are sold "AS IS"
"WHERE IS" and should be fully inspected prior to bidding.
CONDITIONS
If you do not agree with any of the terms and conditions stated DO NOT BID. The terms of sale are non-negotiable. The
Auctioneer's decision is absolute and final in the event of a dispute over any matter. If there is a tied bid, the auctioneer will
reopen the bidding. The auctioneer reserves the right to accept bids in any increments he feels are in the best interest of his
clients and reserves the right to waive any previously announced requirements.
STARTING TIMES
Live auctions only take minutes to sell a property. Please be prompt. There will be an explanation of the Auction Process
and Terms and Conditions before each property is sold. When at the discretion of the auctioneer present, the auction is
opened for bid, all property designated to be sold absolute will be sold to the highest bidder. All properties will be sold
ON-SITE, RAIN OR SHINE, unless otherwise noted.
FINANCING INFORMATION
Buyers are to obtain their own financing. No purchase is contingent upon financing.
BROKER PARTICIPATION
Cooperating Brokerage is encouraged with licensed real estate brokers. A commission of one to three percent (1-3%) will be
paid by APEX AUCTIONS & REAL ESTATE to a cooperating buyer's broker who registers the successful bidder who closes
on the property. See the Registration form in the Property Information Package for details specific to this auction. (No
commission will be paid if the bidder fails to close). Brokers must register his/her client/bidder either by email to
jcooper@teamcarlsonrealtors.com or by text to 269-254-2027 with APEX AUCTIONS & REAL ESTATE and the broker
registration form must be received no later than 4:00 PM EST on the last business day prior to the auction. On-line Auction
registration must be submitted before published conclusion of the auction. Registration must be on the broker registration
form provided by APEX AUCTIONS & REAL ESTATE and must be signed by broker/salesperson and client/bidder.
Additionally, the cooperating broker/salesperson must attend the auction with his/her client/bidder. Brokers acting as
principals are not eligible for this commission. There can be NO EXCEPTIONS to this procedure and no broker registrations
can be accepted at the live auction site on auction day.
LIVE AUCTION BIDDER REGISTRATION AND DOWNPAYMENT
REQUIREMENTS
Cashier's check, certified check (made payable to yourself) in the amount of $5,000.00 must be shown at registration. The
high bidder will turn the certified funds shown at registration over as part of your deposit; if you are not the high bidder,
simply re-deposit your check back into your bank account. An escrow deposit of 10% of the contract price is required of the
winning bidder at the conclusion of the auction. The balance of your deposit may be paid with a personal or business check.
The minimum deposit is $5,000.00.
ON-LINE AUCTION BIDDER REGISTRATION AND DOWNPAYMENT
REQUIREMENTS
Registration to bid requires a deposit made by credit card authorization in the amount of $2,000.00 to be held at registration.
If you are the high bidder, you will turn the $2,000 received at registration over as part of your deposit; if you are not the high
bidder, funds will be credited back to your credit card account. A down payment escrow payment of 10% of the contract
price is required of the winning bidder at the conclusion of the auction in cash, personal, business check or cashier's check.
The minimum deposit is $2,000.00.
ON-LINE AUCTION END OF SALE PROCESS
Immediately after the bidding ends the auction company will contact you by phone and email to confirm and congratulate
you on being the winning bidder. We will make arrangement for you to deliver in person or overnight mail the down payment
and the signed contract to us. Contracts are signed and the down payment is made at the close of the auction. Your failure
to sign contracts and make the 10% deposit immediately at the conclusion of the auction will forfeit your winning bid status.
Any winning bidder that fails to complete the signing and down payment requirements will be charged a $2,500
non-refundable Internet Service Fee on their credit card.
ADDITIONAL TERMS FOR PROPERTIES
A 10% Buyers Premium will be added to the final bid and included in the contract price. A published "suggested opening
bid" and "opening bid" auction is sold with reserve and subject to seller confirmation. Seller will furnish deed, free and clear
of liens. Seller to provide title insurance, transfer tax, and prorated property taxes based on where property is located. Buyer
and Seller will split the title office closing fee.
OTHER
This auction is conducted by APEX AUCTIONS & REAL ESTATE acting as auctioneer/listing real estate broker. APEX
AUCTIONS & REAL ESTATE is solely responsible for the terms and conditions of the auction and the manner in which it is
conducted. Announcements made sale day or sale ending day take precedence over previously disseminated material.
Listing may be withdrawn or modified without notice at any time. All rights reserved.
APEX AUCTIONS & REAL ESTATE
Frequently Asked Questions
Regular Real Estate Auctions (not applicable to tax sales)
"Winners don't dawdle, dither, or delay. Winners Act." — John Bippus
• If I win the bid, when is the ten percent down payment due?
Live auction: The down payment is due, and the contract is signed at the conclusion of the bidding. On-line auction:
Immediately after the bidding ends the auction company will contact you by phone and email to confirm and congratulate
you on being the winning bidder. We will make arrangement for you to deliver in person or overnight mail the down
payment and the signed contract to us.
• Why is the property being sold at auction instead of using the ordinary listing method?
Some owners require an accelerated sale for various reasons including, foreclosure, divorce, bankruptcy, estate
settlement, transfer, surplus disposal or corporate liquidation. Our Clients need to know when their property will be sold.
• Why sell at auction?
the sale.
To sell on a known date, with the maximum number of interested parties present, and prepared to purchase on the day of
• What is the minimum or starting bid?
The starting bid for this property is $45,000. The sale is subject to seller confirmation. The seller is very motivated and
APEX AUCTIONS & REAL ESTATE expects to sell the property on auction day.
• What will the house/property sell for?
It is not possible to give a correct answer. It all depends on the bidders on the day of auction.
• What about title? Will I buy a property with unpaid taxes or liens?
The properties are sold with insurable title, no liens, judgments, mortgages or back taxes. If the title cannot be cleared
and insurable title delivered the down payment will be refunded to the buyer.
• Can I make an offer before the auction?
You will have to ask the auctioneer about the specific property you are interested in. You must be prepared to tell the
auctioneer the price you are willing to offer when you ask. We will not provide you a price. We will write the offer and
present it to the owner for acceptance.
• What is the Buyer's Premium?
The buyer's premium becomes part of the purchase price. Ten percent will be added to the bid to become the total cost
of acquisition.
• Is there any financing?
No. The buyer is responsible for their own financing. Many of our buyers close with financing. If you win the bid and plan
to close with financing let us know. We will work with your lender to aid them in getting the transaction to closing.
"Winners don't let what they can't do get in the way of what you can do." — John Bippus
These are typical and general Q&A. Specifics are listed in each property information package. This auction is conducted by APEX AUCTIONS &
REAL ESTATE acting as auctioneer/listing real estate broker. All rights reserved.
PC-1
7622 S Sprinkle Rd.
Portage, MI 49002
269-254-2027 Office-Toll Free
PURCHASE CONTRACT
Through you, as agent for the seller, I or we will give for the following described property located at:
1023 Michigan Ave, St. Joseph, MI 49085 County of Berrien, Michigan.
Legally described as: (attached if left blank) ________________________________
The sum of
______________________________________________ $________________
PAYABLE AS FOLLOWS: Cash or Certified US funds upon execution and delivery of the deed, (warranty, limited warranty,
special warranty, or quitclaim) conveying insurable title, free and clear of all encumbrances, assessments or liens except:
the current and subsequent year's property taxes, easements, covenants & restrictions of record, zoning, and all forms of
governmental regulation. The property is purchased in absolute "as is, where is" condition.
1. Time is of the essence and this is an irrevocable offer to purchase with no contingencies. Seller has a deadline to accept in
writing by __________________ (date and time) or five business days if left blank. In the event offer is accepted and Buyer
fails to perform according to the terms of this contract, the down payment shall be forfeited as partial liquidated damages, and
not as a penalty, without affecting any of SELLER'S further remedies. Either party may demand specific performance of this
agreement.
2. As evidence of good faith binding this contract, a non-refundable down payment of $_____________ is made to be applied to the
purchase price at closing. Down payment to be refunded only if title is uninsurable. If down payment is made with personal
check, it shall be made payable to _____________________.
3. Improvements and fixtures. All realty improvements and fixtures are included in the price, including but not limited to the
following: all electrical, gas, central heating and air, plumbing, including water softener, water heater and propane tanks
(except rental units), built-in appliances, drapery hardware, attached carpeting, garage door opener, and
___________________. Rented mechanical units and window a/c units are not included. Personal property and or equipment
is not included.
4. Closing shall be on or before thirty (30) days from this date, subject to seller's acceptance and confirmation, unless
otherwise indicated in special provisions or as follows: Once this contract has been signed and accepted by the buyer and the
seller it becomes Irrevocable and Absolutely binding on all parties, heirs and successors. An additional thirty (30) days to close
can be allowed at the seller's option. If checked: ■ Yes This contract is subject to probate court approval and closing to
be within ■ 60 days ■ 90 days, with an additional 30 days allowed at the seller's option.
5. If Buyer defaults, Seller may enforce this agreement, or may declare Buyer's right to purchase terminated, retain the
down payment as partial liquidated damages, and pursue other legal remedies. If the Seller defaults, buyer may
enforce this agreement, or may request the return of the down payment and pursue legal remedies. If this agreement
is not closed in the time and manner provided, the Auctioneer/Broker shall have the absolute right to determine the
respective positions of the parties, and is authorized by the undersigned to take such actions with respect to the
down payment as Broker deems appropriate. Broker/Auctioneer is indemnified and held harmless by the
undersigned parties for their actions taken. Broker/Auctioneer has no responsibility for the performance of this
agreement by the parties.
SPECIAL PROVISIONS:
__________________________________________________________________________________________
__________________________________________________________________________________________
We have read the entire contents of this contract, front and back, and acknowledge receipt of same. We are not
relying on verbal statements not contained herein. We further certify that we have examined the property described
herein and that we are thoroughly acquainted with its condition and accept it as such. Delivery of acceptance of
this offer after signing by the parties is not necessary to create a binding contract.
Witness: _________________________ License #: _________
Buyer's X ________________________ Buyer's Address: ________________________
Name Printed: ____________________
Buyer's X ________________________
Name Printed: ____________________ Telephone: ________________________
Marital Status or Entity: __________ Email: ____________________________
The above proposition is hereby accepted this ______ day of __________________, 2025 at ______ AM / PM and
SELLER acknowledges receipt of a copy of this contract.
Seller ______________________________________ Seller ______________________________________
Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards
Lead Warning Statement
Every purchaser of any interest in residential real property on which a residential dwelling was built prior to 1978 is notified
that such property may present exposure to lead from lead-based paint that may place young children at risk of developing
lead poisoning. Lead poisoning in young children may produce permanent neurological damage, including learning
disabilities, reduced intelligence quotient, behavioral problems, and impaired memory. Lead poisoning also poses a
particular risk to pregnant women. The seller of any interest in residential real property is required to provide the buyer with
any information on lead-based paint hazards from risk assessments or inspections in the seller's possession and notify the
buyer of any known lead-based paint hazards. A risk assessment or inspection for possible lead-based paint hazards is
recommended prior to purchase.
Seller's Disclosure
(a) Presence of lead-based paint and/or lead-based paint hazards (check (i) or (ii) below):
(i) ___ Known lead-based paint and/or lead-based paint hazards are present in the housing (explain).
(ii) _x_ Seller has no knowledge of lead-based paint and/or lead-based paint hazards in the housing.
(b) Records and reports available to the seller (check (i) or (ii) below):
(i) ___ Seller has provided the purchaser with all available records and reports pertaining to lead-based paint.
(ii) _x_ Seller has no reports or records pertaining to lead-based paint hazards in the housing.
Purchaser's Acknowledgment (initial)
(c) ___ Purchaser has received copies of all information listed above.
(d) ___ Purchaser has received the pamphlet Protect Your Family from Lead in Your Home.
(e) Purchaser has (check (i) or (ii) below):
(i) ___ received a 10-day opportunity to conduct a risk assessment or inspection.
(ii) _x_ waived the opportunity to conduct a risk assessment or inspection for lead-based paint.
Agent's Acknowledgment (initial)
(f) _x_ Agent has informed the seller of the seller's obligations under 42 U.S.C. 4852(d) and is aware of his/her responsibility
to ensure compliance.
Certification of Accuracy
The following parties have reviewed the information above and certify, to the best of their knowledge, that the information
they have provided is true and accurate.
Seller ______________________ Date ______ Seller ______________________ Date ______
Purchaser ___________________ Date ______ Purchaser ___________________ Date ______
Agent _______________________ Date ______ Agent _______________________ Date ______
This Property is Exempt From
Sellers Disclosure Statement
Transfers by a non-occupant fiduciary in the course of administration of a
decedent's estate, guardianship, conservatorship, or trust are exempt from
providing a Sellers Disclosure Statement.
Disclosure Regarding Real Estate Agency Relationships
Before you disclose confidential information to a real estate licensee regarding a real estate transaction, you should
understand what type of agency relationship you have with that licensee. A real estate transaction is a transaction involving
the sale or lease of any legal or equitable interest in real estate consisting of not less than 1 or not more than 4 residential
dwelling units or consisting of a building site for a residential unit.
(1) An agent providing services under any service provision agreement owes, at a minimum, the following duties to the
client:
(a) The exercise of reasonable care and skill in representing the client and carrying out the responsibilities of the agency
relationship.
(b) The performance of the terms of the service provision agreement.
(c) Loyalty to the interest of the client.
(d) Compliance with the laws, rules, and regulations of this state and any applicable federal statutes or regulations.
(e) Referral of the client to other licensed professionals for expert advice related to material matters that are not within the
expertise of the licensed agent.
(f) An accounting in a timely manner of all money and property received by the agent in which the client has or may have an
interest.
(g) Confidentiality of all information obtained within the course of the agency relationship, unless disclosed with the client's
permission or as provided by law.
Michigan law requires real estate licensees who are acting as agents of sellers or buyers of real property to advise
the potential sellers or buyers with whom they work of the nature of their agency relationship.
SELLER'S AGENTS
A seller's agent, under a listing agreement with the seller, acts solely on behalf of the seller. A seller can authorize a seller's
agent to work with subagents, buyer's agents and/or transaction coordinators. Seller's agents and their subagents will
disclose to the seller known information about the buyer which may be used to the benefit of the seller.
BUYER'S AGENTS
A buyer's agent, under a buyer's agency agreement with the buyer, acts solely on behalf of the buyer. Buyer's agents and
their subagents will disclose to the buyer known information about the seller which may be used to benefit the buyer.
___ ___ Buyer's Initials
APEX AUCTIONS & REAL ESTATE
7622 S. Sprinkle Rd.
Portage MI 49002
Phone: (269) 254-2027
Jessica Cooper
___ ___ Seller's Initials
Page 1 of 2
Apex
AUCTIONS & REAL ESTATE
Jessica Cooper
269-254-2027
jcooper@teamcarlsonrealtors.c
Starting Price: 35,000.00 USD
Buyer's Premium (%): 10% a charge in addition to the hammer price
Note: This auction requires a valid credit card on file to place a bid.
Start Time (America/Detroit): 2026-05-13 12:00:00
End Time (America/Detroit): 2026-05-13 16:00:00
This auction is upcoming. Bidding will open at the start time.
No bids yet. Be the first to bid!